Archive – nigelchua.com

2026 (58)

October 22 How to Start Freelancing While You Still Have a Job
October 22 Side Hustles for Nurses: Selling Your Skill, Not Just More Shifts
October 22 Side Hustles for Teachers: The Ones That Use What You Already Know
October 22 Your FIRE Number: How to Work It Out, and Three Things That Shrink It
October 22 Lean FIRE: The Number, and the Lever It Leaves Out
October 22 Fat FIRE: What It Takes, and Why a Salary Rarely Gets You There
October 22 Ten Yeses Before I Build
October 22 Does My Business Count Toward My FI Number?
October 22 A Business Whose Only Asset Is the Founder Is a Job
October 22 Every Tool I Didn’t Switch To
October 22 Forgiveness Is Unconditional. Access Is Not.
October 22 I Grade My Decisions on the Reasoning, Not the Result
October 22 How Much Do I Need to Sell My Business For to Retire?
October 22 Barista FIRE: The Number, and Why the Coffee Job Is the Weak Part
October 22 An Extra $1,000 a Month: The Version That Actually Moves Your FIRE Date
October 22 Marketing and Sales Are Two Different Jobs
October 22 How to Make an Extra $1,000 a Month: The Maths of Each Route
October 21 Why Two FIRE Calculators Give You Two Different Dates
October 21 Coast FIRE: What It Is, and How to Work Out Your Number
October 19 The Six Levels of a Service Business (and What Each One Is Worth)
October 16 Your Mortgage Isn’t a Forever Expense (and Why That Lowers Your FIRE Number)
October 16 Accumulating vs Distributing Funds: It’s Not an Investing Choice, It’s a Life-Stage One
October 16 How to Say No to a Loan (or a “Can’t-Miss” Investment) Without Burning the Relationship
October 16 Everyone Already Has a Trust. Most Are Just Unwritten.
October 16 How to Build Generational Wealth (When You Weren’t Born Into It)
October 15 No New Clinic Until the Last Two Have a Year of Data
October 12 The Middle Tier Is the Product
October 9 Fifty Is a Systems Deadline, Not a Number
October 8 “Will This Arm My Competitors?” Is Half a Question
September 27 What Financial Freedom Actually Costs
September 21 Everything I Have Comes From Two Boring Decisions.
September 15 Whose Bad Day Is This // Own Your Own State
September 8 Real Intense Feeling Can Be Dead Wrong
September 2 Most Fights Aren’t About What Happened.
August 26 The Questions I Keep for Bad Days & Seasons
August 21 The Bill Your Past Self Ran Up
August 20 The Default Mode + Consume Complain
August 15 Dumb Ways to Die (The Versions Nobody Sings About)
August 9 The Courage Dividend
August 3 Complaining Is Data Without an Address
July 29 The Rich Cab Driver
July 26 Everything I’ve Built Started With a Removal
July 23 I Preached Dividend Stocks for Years. I Now Own Zero.
July 20 The 2019 Post I Pinned to the Top of My Old Site
July 17 The Plaster Over the Fracture
July 14 The Choice My Father Never Had
July 11 Sometimes I Catch My Brain/Heart Lying To Me
July 8 The Boring Stuff I Do During Downtimes Are What Makes Things Work
July 5 The Order Everyone Gets Backwards
July 2 I Didn’t Save to Retire. I Saved to Build AND Live.
June 30 The Inheritance That Isn’t (Just) Money
June 27 Customers Will Always Know
June 24 I’m Not Smart. That Was the Whole Strategy.
June 21 The Last Person to Know You’re Burning Out Is You
June 18 The Most Dangerous Feedback Is Selling to Someone Who Loves You
June 15 The Business I Didn’t Own
June 12 $1,700 to $4,800: The First Bet I Made on Myself
June 9 The Most Expensive Mistake I Made as an Operator

2025 (11)

November 7 The First Lie Is Always to Yourself
October 31 Stop Billing Your Parents – They’re First Time Humans Too.
August 28 Why I Don’t Lie
June 30 Finish or Let Go
June 20 Convincing Is Not Correct
June 18 Ship It, Then Fix It in the Open
June 12 How I Know When Thinking Is Done (and it’s time to act)
June 9 I Used to Think Wanting Money Made Me a Worse Christian
June 8 “I Sold All My Crypto at the Wrong Time”
May 30 I Crawled Into the Emergency Room. Here’s What It Taught Me About Wealth.
May 25 Eleven Years Without My Father — and Why I Build the Way I Do