Your First Million Dollars (what I learnt that you can do too)

I made my first million when I was 32.

Making your first million isn’t luck – it’s strategy, consistent efforts as well as knowing what to do and also, very importantly, what not to do. It’s not that easy, but doable for those who are hungry and willing to put in the time, effort to improve and self-correct.

The 3 core steps

  1. Earning (and earning more)
  2. Spending the same rate or percentage of your income
  3. Taking the surplus to invest regularly and consistently in low fees, low risk investments such as index funds
  4. Accelerators:
    • Starting a side hustle to earn and invest more
    • Taking a portion of the surplus to put into higher risk and returns

The money is nice of course…but it’s also a lot of fun learning, growing, meeting new people and helping others.

The most important factor and start to your first million is to earn more first and foremost (this increases your investing rate) followed by (2) rate of return of investment.

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