How much to invest in dividend stocks?

This can be fairly subjective, so I’ll tell you how I personally do it.

I carve out a percentage of all my income for investment, around 20%, and of this 20%:

  • 80% goes into stable, cash paying dividend stock (including real estate, business trusts and REITs)
  • 20% goes into higher-risk-higher-return stuff such as cryptocurrency and growth/tech stocks

So I dont wonder about a specific amount, but work on a percentage.

Say I earn $4000 a month; so 20% of this is $800; and 80% of $800 = $640 to invest into cash-paying investments per month. Then I can invest monthly or quarterly.

That’s it – no need for overthinking and overcomplicating things.