I thought it helpful to create a resource page as a resource for you and others to refer for all of your passive income, productivity and growth needs. I will add (and take away) to it as I learn, grow and discover more things, products and lessons along the way.

Before digging into these resources I know and use, an important disclosure:

Some of the links below are affiliate links, which means that if you choose to make a purchase, I will earn a small commission at no additional cost to you. I recommend stuff that are useful and I’ve used / still use only. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals.

Business Passive Income

Start An Online Business: Wealthy Affiliate

wealthy affiliate

Wealthy Affiliate is a good online business learning platform and community to learn how to build your 1st profitable online business.

They have all the training you will need and benefit from to start your online business. An engaged and helpful community will keep you accountable too.

It’s affordable with two options (forever free limited version, and when you’re ready, upgrade to standard membership)

It’s also useful for offline service businesses, to build an online presence and to get leads and inquiries from.

Read my Wealthy Affiliate review here.

Fiverr’s a great open design and logo marketplace where I get most of my design works done.

Sign up through my link and we both get $100 in our Fiverr accounts to use for design works (yay!)

Trivia: my logo here in is created from Fiverr

Email Autoresponder: Aweber

Email autoresponders helps you collect an email list which allows you to

  • connect regularly with your clients (building relationship),
  • understand what your clients needs or wants and when appropriate,
  • you can prescribe/sell to them solutions based on what they want and need

I find AWeber affordable and simple to use – they also have a free version for you to try (free until you reach 500 subscribers).

Investment Passive Income


Consider having at least 5-10% of your net worth to be invested into cryptocurrency such as Bitcoin (BTC) and Ethereum (ETH).

I prefer these two classics and most of my cryptocurrency investments are in those two, but there are many more cryptocurrency and digital coins / tokens that I invest a little in (careful, lots of scam projects and rugpulls out there)

My Fave Crypto Platform

I like to simplify things, so I mainly use’s App + Debit Card (use my code n9h6j72gs4 and we both get USD 25 in their utility token (CRO)).

Their debit card is cool (especially the metal ones), and it’s one of the easiest ways to both use and cash out your crypto earnings by

  1. Selling your cryptocurrency into your country’s currency (eg BTC to Singapore dollars) into your wireless debit card
  2. Use your debit card to wirelessly pay for local products and services
  3. Get delicious 2-8% cashback in cryptocurrency (CRO)

That’s it.

Note / Caution:

  • Do not get caught in the moments of FOMO (fear of missing out) and only spend how much you allocated for.
  • Cryptocurrency is highly unregulated (for now) because it is so new, and though I am very bullish on it, please do your due diligence and research.
  • Update March 2022: earn has slashed their offerings by a staggering amount, which is highly disappointing but “its like any banks who can change their terms”. It’s a triple-kill-move (1) cutting the interest earned; plus capping full earn based on $30K; and the final killing move is (3) any amounts above $30K cap has HALF the earnings. This has effectively decreased my earnings by more than 50+%. I will be looking to port my crypto earnings into other assets instead.

How to spend your crypto profits

Vitality, Energy and More Sex

To be have a chance at success and to maintain it, we need to be able to harness energy to perform work sustainably – no point working so hard and much just to fall sick, or worse, get bad sick.

Good Fitness & Health Habits

Sleep Early, Wake Up Early And Dominate Your Day

  1. Avoid coffee 8-12 hours before sleep time
  2. Keep your phone away at least 2 feet away from you
  3. Gratitude Journal before sleeping.
  4. Turn off all lights if possible, at most a little night light if you need

Power Morning Rituals

  1. Drink a large glass of warm water first thing in the morning when you wake up – don’t eat anything for the first 30 minutes.
  2. Do not use your mobile devices or computer to answer anything social including email for the first 30 minutes. Instead, walk about, stretch, turn on energizing or motivating background music.
  3. Meditate and pray for 10+ minutes including writing and reviewing what you are grateful for and your life goals.
  4. Exercise and stretch for 10-60 minutes.
  5. Write down your three (3) most important to-do for the day that will bring you closer to your life goals and deep work. Go through your priority list.
  6. Then eat and work

Exercise Every Day At Least 15-30 Minutes

With / by simple daily exercises such as walking, jogging, weights, climbing stairs, whatever.

I try to naturally incorporate moving into my life and schedule, such as

  • stopping / parking your car a little further away to introduce a nice 15-30 minutes walk back to home or to car
  • choose to walk to your destination (if it’s under 30 or 60 minutes)
  • choose to live closer to your workplace, and walk or bike everywhere
  • apply an “exercise” toll-gate eg whenever you pass through a door, you have to do at least one (1) specific exercise
  • buy some home exercise or gym machines and equipment

Xtend Life Natural Health Supplement

Use Xtend Life coupon code “NIGELCHUA” for 15% off first time buyers for your first Xtend Life order =)

Today’s life can be hectic and busy…and making us take more convenience fast foods.

This is why I opt to take high quality health supplements to provide a nutrition buffer to supplement and bolster my nutrients intake. My hands-down natural health supplements I’m fully confident in is Xtend Life

  • Flagship supplements:
    1. Total Balance Men’s Premium
    2. Total Balance Women’s Premium
  • Omega QH Premium premium fish oil that contains astaxanthin and lycopene for skin support. Also has CoQ10 for energy and heart health
  • Kiwi-Klenz for gut and digestive health. Suitable for those who’re often bloated, gassy, reflux and indigestions (including irritable bowel syndrome). I take it to improve my absorption of food and to decrease reflux / gas.
  • Natural energy throughout the day with NR6 NAD+  and ZUPAFood Elite without reaching for sugary snacks or your regular “fix” of  coffee, tea or sugary energy drinks
  • Male rejuvenator to boost your testosterone levels naturally as well as improving prostate health. Improve your libido and sexual satisfaction too =). You can combine with VigRX Plus which a daily male sexual enhancement for bigger, harder and longer lasting erections for performance. It’s doctor endorsed and rated for results by clients too since 2001.
  • Serene Saffron to help with mood, stress and anxiety. Additional bonus: may help with sleep and libido too

Intermittent Fasting

  • Duration: at least 10 hours, ideally 16-18 hours
  • Number of days: at least 1 day a week, or more

Fasting has scores of positive health benefits, from clarity, to digestive health, to endocrine health, to sleep and more.

Do check in with your doctor first and you can consider easing into intermittent fasting. Start slow and easy first with 1-2 days a week, and slowly work your way into more days and longer hours.

Re-readable Book List

I enjoy a good read – it’s one of those hobbies that are ridiculously cheap, yet amazingly rewarding.

Think about it: Someone spent years organizing their research and crafting it into a compelling narrative – and you get the best of it for ten bucks and a few days of reading!

It would be easy to list out a random list of books, but the ones I’ve listed here meet at least one of the following two criteria:

  • The book was practically useful and applicable in my life
  • The book had an original, key insight

The books here are listed in no particular order, and I’ll update them as we go along. This list my “re-readable” books list, where I pick it up again and again to refresh my mind and gain insights.

Schedule Regular Time With Loved Ones And Friends

At least 2 family, friends or other social events in person, physically per week – online or whatsapp or email is good, but nothing beats meeting in person, where you can

  • hear, sense and feel the different senses (touch, smell, sight, etc) together
  • visit a new and different place together and make a different memory
  • etc


Google Suite (Email, Calendar, Docs etc)

I love Google Suite, which is also commonly known as GSuite – Google Suite. I have been using the paid version since 2014 for all my business and communication emails and calendar tools.

You will have also access to their Google Sheets, Google Docs and Google PowerPoint and more – very useful and waaaaaaaaaaaay cheaper (and easier) than using Microsoft Office. I also integrate with Google Drive, so that makes it very easy to share work documents that can be updated from everyone.

I personally and professionally use Google Calendar a lot – I find that anything that goes into my calendar is much more chance of being done, rather than a to-do-list which is great but there is no indication of where what gets done.

Singapore Telco: Circles Life

Save $20 off your registration fees by entering MINUS20REG into the promo code section when you first sign up. Read more here.


Slack and WhatsApp is my bread-and-butter for all if not most of my informal communications with internal team and even external customers, referrals and more.

Best of all, they’re free to use =)

Where To Next?

  • Subscribe to my newsletter – no spam and just my best stuff. Unsubscribe anytime.
  • Go to Homepage of
  • If you like videos, head to All Videos – all the latest (and all) videos are uploaded there.
  • Visit the Blog to read the latest articles and videos.
  • Head over my Resources page to the products and services I use to improve business, relationships, health and more.
  • I recommend everyone to learn to start an online business for so many reasons: low cost, valuable skill (marketing), potential for passive income, it works 24/7 for you and no income ceiling. There's a free membership at this platform which I'd been part of since 2015 and it's where I learnt how to earn my first $100 online. See you on the inside.

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