These are my money rules that I adapted from Ramit Sethi’s money rules:
- Always have 1 year of emergency fund CASH.
- SAVE 10% and INVEST 20% of gross annual income.
- Be able to PAY FULL for large expenses (wedding, dream honeymoon, house, car etc) before spending.
- NEVER QUESTION spending money on books, appetizers, health or donating to a friend’s charity fundraiser.
- BUSINESS CLASS on flights over 4 hours (or fly daytime flights only)
- Buy the best, USE AND KEEP IT as long as possible.
- NO LIMIT on spending for health pursuits (supplements, chef, personal trainer) or education (courses, events etc)
- Earn enough to work only with people I RESPECT and LIKE.
- Prioritize life and time OUTSIDE THE SPREADSHEET.
- Marry the RIGHT PERSON.