How much should you pay for a trust fund?

Frankly, I’ve no idea. Some companies quoted me $20K+ USD per year. Some quoted me based on percentage. Price and costs is one of the key important considerations of starting and maintaining a trust fund – if it’s too pricey, it may erode the principal value of the trust fund’s estate. Of course, sometimes its … Read more

A trust fund is about love and hope

It’s not about money only per se. It’s truly about creating a love gift that keeps on growing and gifting for years, decades and even centuries, long after me and my wife’s demise. The goal for me, is to not waste the hard works, efforts and energy that we had spent to build income, savings … Read more

How to structure generational income from the trust fund

Assuming global ETFs returns are at a conservative 6%, I may allow up to 3% drawdown to pay for expenses related to the trust fund management, and the balance of this 3% to be split into 2 portions: How to split the 90% of the drawdown post expenses Likely the idea will be based on … Read more

A well planned trust will help you transition into your next phase of life

In this case, I am 41 this year. Once I start my trust fund, say by 43, and fund it, it will bring with extreme certainty what I will be doing with my money, time and focus. It becomes so clear: And once the income from the trust fund becomes equal or more than my … Read more

A trust fund can help with preventing conflicts by bringing clarity and purpose

Without a plan, one plans to fail. That’s the reason why I am so adamant on having and building a trust fund for ourselves and our future generations. Without a purpose for trust fund and future generations, one will likely live without care for money and how it’s spent. Want to spend on that new … Read more

Quack advice from people who shouldnt give it

I find these the funniest, where people who dont work and / or dont own businesses to come up to me and give me their deepest business advice, with a truly deadpan look. Sometimes it annoys me, often it’d tickle me. Simply because these advice, though well-intentioned, are often the most useless…because they tend to … Read more

Bitcoin (BTC) climbs to $39.5K

It’s slowly inching its way upwards alright, and it’s exciting. I was wondering if I had so much faith in BTC, why didnt I sell it all to stablecoins instead of just some and then re-enter when BTC was lowest, at $15K? If I did that, then I would have more than tripled my current … Read more

Insurance by itself isn’t suitable as direct legacy method

My best friend is in insurance, and he’s been sharing with me for years on how insurance can be used for legacy, where $1 can become $2, $3 and even up to $10 or more. Powerful stuff. I dont entirely disagree, because medical and health insurance is so, so powerful, to both afford the best … Read more