You Need Passive Income To Become Time Free…To…

If you want to achieve financial security and freedom, then it is time to start building your passive income streams. There is just no way around this – the only way you will reach your full potential with money is by learning how to generate more of it without actually working for it.

I am a big believer and proponent of Good Success, which comprises of a few different areas to master:

  1. Financial Security & Freedom – Building assets that provides value over and over again, and being paid passively over and over again
  2. Embracing Good Mindset & Values – being kind, doing good, doing the right thing though it’s not popular, teaching, philanthropy etc
  3. Health, Fitness & Well Being
  4. Relationships & Love – includes parenting, love between individuals, colleagues, family etc
  5. Pursuing God, Spiritual Matters and sometimes, Serendipity

These Five make our lives in general.

Of the five, The First is the most important – if we cannot free up our time by having streams of passive income streaming automatically into our lives, we may spend most of our waking ours stuck at our work – take this as the Key to unlock our time (time freedom) which allows us to grow, learn and explore the rest of the higher level living and achieving and fulfillment.

The good thing about passive income is that it’s a learnable skill that can be replicated over and over again. Buuuuut it takes time, lots of effort and consistency…so get started now if you want the best chance at success in achieving true freedom.

The options that you can consider to help you achieve time freedom (in my life experience and conclusions) are:

  1. Find a high paying job (or learn a high paying skills – usually sales or decades into becoming senior management) and invest into dividend stocks. This usually takes a lot of energy so usually people cannot have side hustles due to the intensity of this approach. Most people aspire to be here.
  2. Have a regular 9-5 job and save more to invest into dividend stocks and pick up a side hustle outside the 9-5. This is what I recommend most people because it doesn’t take decades to learn how to build an online business which can accelerate income (then take this income and invest into dividend stocks)

Another way is to cut down costs aggressively (this is usually doable only if one doesn’t have dependents such as children as well as high expenses). If you don’t have a regular income yet, get a regular job first…and don’t quit your job for your side hustle UNLESS or until your side hustle makes at least 50% of what your 9-5 pays you.

In fact, you can keep your side hustle and keep working your 9-5 because your 9-5 has other perks such as socialization, learning beyond comfort zone, paid leave and even medical insurance (usually).

But, you still need streams and streams of passive income to become free – there is just no way around this.

My #1 Recommendation For You To Start Building Your Passive Income Freedom Lifestyle

…is an online business.

And I highly recommend Wealthy Affiliate (they have a free membership version to let you test and get your feet wet as well as basic training for the free membership).

When you’re ready, it’s “just $299” per year for all the full membership training and hosting etc, as well as domain names (about USD 14 per domain name per year) – that’s it. Assuming you start with just one domain for one business, that’s

  • USD 299/year for training, hosting, support
  • USD 14/year per domain name

Combined, that’s USD 313/year or $26.03 per month. Or divided by 30 days per month, that’s $0.87 per day.

That’s….literally really low cost.

In retrospect:

  • My offline business? Costs me a good SGD 50K/month and growing (of course it’s profitable) – but there is always overheads that’s there. And I can only open shop for max 9 AM to 7+ PM weekdays; Saturdays is till 5 PM.
  • Picking up real estate or insurance license? That’s a good $2000+ to start with yearly license fees. Don’t forget you also have to meet and sell to people in person.
  • Any franchising or brick and mortar you will need 3-6 months security deposit, and lots of cash for rental and marketing (dont forget great products and services) as well as deep pockets to weather down seasons (like COVID)
  • All these physical / offline business is good because it’s fast – people see it and people can understand and consume and decide if they will come back quickly, unlike online businesses where people do not consume everything online or is more skeptical etc (note: it’s LOCAL ie you sell to people in your community.

Conversely….compare that with USD 313/year for an online business that

  • runs 24 hours a day, 7 days a week – every day…no matter where you are in the world. You can run your online business from a cafe, or from another country, or from your phone – as long as you have internet services
  • every page and article you crank out is an online salesperson that communicates and markets your business and online brand every day, every moment, without rest
  • you sell your products and services to the whole world (not just your local community)
  • there is no cap as to how much you can earn because there is so many things you can have passion for that can be monetized

…it’s a no brainer.

Yes it’s not easy because there will be challenges:

  • you may not be used to the technology (especially if you have been “very” offline in how you work, live, earn money, interact etc) – you will have to learn it, and it’s very learnable and easy. It’s really easy. Like all new skills, you need to take time to learn it, apply and practice, make mistakes, refine and more
  • you may not know how to earn online, but don’t worry about this yet – learn the skill first. Your first site (or at least the first few, may not be topics that you may be interested in) but just learn the skill first. Once you’d learnt the skill, you can apply to any topics that you’re passionate about
  • you may feel sad and depressed at times because it can be a little lonely and sad when it takes so long to get results (roughly 2-3+ years to earn income consistently from online business), and what makes it worse is when it’s uncertain – that’s why I recommend Wealthy Affiliate – because there is strong community and support who will understand your online challenges and frustration

But remember, it’s just USD 313/year – take it as costs of learning a new skill with a potential upside to earn online with unlimited returns. It is helpful to remember your reasons why you’d like to do this (as opposed to just wasting time watching and consuming Netflix or something).

Of course, you can choose to do nothing at all, like majority of the world. Online business or business is not for everyone. Many are dreamers and less are the doers – this is good because there is a bigger pie for the doing dreamers who aspire to learn and grow.

Merchant Token (MTO) Initial Coin Offering

Merchant Token (MTO) ICO | DEFI | POS ?? Will be Listed on Uniswap for $1.20 in 12 July!! ?️? First big partnership will be announced soon

Disclaimer: This has my affiliate link (I bought it and am vested). Also, do read and research, read the whitepaper and do not invest more than what you can afford.

Ticker: MTO
Current MTO PRICE: $0.80 (goes up $0.01 at every phase; current at phase 60 of 100)
Max Supply: 100,000,000
End of ICO: 30 June 2021
Market listing date: 12th July 2021 on Uniswap
Launchpad Website: https://merchanttoken.org

I chanced upon Merchant Token ICO (first found it at 60c+, then I entered when it’s 80c at phase 60; currently is 85c at phase 66). The ICO will run till phase 100 until the price is $1.20.

The main concept of the project it’s to provide consumer protection to use crypto in POS terminals. The team behind it is hips.com, and solution provider based in Sweden.

Merchant ICO started at 1st April 2021 and its scheduled till the end on June, but it may end earlier as they are consistently maxed out at each phase (today is day 17 of ICO).

They will also announce in their Twitter the first big partnership in next days.

I hope this is helpful for those who are interested in cryptocurrency and ICOs.

Do upvote if you like this.

Buy Merchant Token here: https://ico.merchanttoken.org/

About Merchant Token

  1. Merchant Protocol & MTO Introduces consumer protection concepts from the traditional card payment industry to any blockchain with support for smart contracts.

  2. The missing piece and true enabler for mainstream global mass-adoption of crypto payments from the consumers’ perspective.

  3. It introduces the new Automatic Dispute Management (ADM) concept based on merchant reputation Introduces the new Community Dispute Management (CDM) concept allowing token holders to increase token holdings by performing work MTO is a central currency. Dispute and contract fees are paid in MTO.

  4. Other than potential capital gain, additionally Merchant token holders can also stake their MTO holdings for passive dividend returns from dispute and contract fees.

How You Can Participate Purchase in Merchant Token ICO

  1. There are a few options – you can pay using your crypto in Coinbase wallet (if you already have crypto there). This is the lowest fee option.

  2. For me I prefer to not touch my existing crypto holdings so I decided to purchase with my bank credit card (they accept VISA and MasterCard) – fees are little higher here at 3.5% but I prefer to fund with fiat/cash.

  3. You can even bank transfer too if you prefer =)

Invest in Merchant Token here: https://ico.merchanttoken.org/

Disclaimer: This has my affiliate link (I bought it and am vested). Also, do read and research, read the whitepaper and do not invest more than what you can afford.

Great Pretenders

Remember the great hit song, “ The Greatest pretender?”

After so many years (as of 2021, I am 39 years old), I finally understood a portion of what this means – it points to people who don’t know themselves and they pretend that are someone else in order for them not be judged or feel like an outcast because of their true identity.”

This will make more sense when we have already established how these individuals do things differently than his/her authentic self (their real-self). We also need some clarification later on talking specifically about hiding one thing vs other parts with a person’s identify; such as pretending to hide being gay, lying to look good etc.

The lyrics of “The Great Pretenders” by Chrissie Hynde and Pretenders, is a song about the many people who are not themselves. They pretend to be someone else to fit in, earn that dollar or get something they want etc. The pretense becomes their identity.

The lyrics of “I’m not myself today” by The Beatles is another song about people who are pretending to be someone else.

  • In the first sentence, change ‘pretend’ with a synonym: pretend – act as if you’re something that’s different from what your true self really feels like.
  • In this case it would read “… many don’t know themselves and they put on an identity for others so…” or …many hide their real selves behind masks.”

This will make more sense in context because we have already established how these individuals do things differently than themselves (their authentic/true-selves). It also makes clear why there may need some clarification later when talking specifically bout hiding one thing vs other parts of their identity.

In the second sentence, change ‘pretend’ with a synonym: pretend – act as if you’re something that’s different from what your true self really feels like.”

The truth of the matter is this: people are fascinating – they can be either “good” ie subscribing to a positive, good and even Godly moral compass (I term this as “Good Success” where everyone wins and the world improves) versus a group of people who will want to win at all costs (or winning no matter what the costs).

There is a price to pay for everything – there is no such thing as a free lunch.

Even if one says that “it’s normal, EVERYBODY cheats / manipulates / lies” – this doesn’t mean that it’s right.

In fact, usually following the masses is typically NOT the right approach to good success and the good life…because most of the masses will just be average. Imagine…if everyone murders and maims…does that make it right and good?

Of course not.

It doesn’t matter if EVERYONE lies, cheats or manipulates (or do bad stuff to others to win) – it’s still wrong you know. There is absolutely no prize to win by cheating to get ahead. The problem is that the world has become very short term and shallow due to outdated leadership and business teachings, that

they can throw people under the bus, fire en masse to balance the books and do shit such as paying the CEO 300X and more of what the average workers earn, or lie and defame others to look good

In fact they are “publicly rewarded for doing so” – and this is the key problem. That is just plain evil and wrong. To me, that is obviously bad success. The thing is this – there are many people who either are not courageous to do things the right and good way, instead opting for the convenient and easy way.

It’s easy to see these kind of people:

Just go into any family units or organizations and ask “who’s the asshole here”

The group will automatically point to a select 1-3 of assholes.

Converses, if you want to find the good leaders who subscribe to Good Leadership and adding value and helping, ask this question to any companies or groups:

Who can you trust to have your back, to lookout for you; or is the person you consistently go to in times of need?

Again, the group will automatically point to a select group of 1-3 good success leaders.

I call and coin this term: Good Success. Subscribing to good values and good leadership and truly practicing what one preaches is very hard. It can be inconvenient indeed.

  • That shady company who decided to cheat individuals of their time and their business ownership with savvy knowhow and legalese; and even set aside funding and effort to defame the owner(s) to get away with what they did.
  • That unscrupulous business partner who approached all the employees of the company to poach them away, and solicited many of the clients of the organizations, opening just next door and all these in direct violation of contractual agreements.
  • And individuals who still follow such shady and unscrupulous practices despite knowing because they “smell and follow” sexy money

For me, I still stand by doing the right thing, and to be consistent. I am capitalistic. Yet, doing things the right way, deep and good foundations, the slow way is my preferred way.

And expectedly yet still fascinatingly, more and more people are coming to me to

  • want work with me
  • want to invest with me
  • want to grow with me

The slow way is the short cut.

And conversely, the people who were poached by that scheming unscrupulous individual?

  • two of them were terminated in within 7 days (it was hilarious when they said “wow, was I fired in 7 days by asking for improved work conditions?” – they had picked a seemingly sexier “right but actually wrong side”)
  • two of them turned that individual down
  • two of who were poached grew their business with us manifolds and are sticking with us

In the end, doing what’s good and right…is good and right.

One may try to look sexy, scream louder, throw more money – but

what and who you are is so loud that your words don’t matter – they’re cheap

People aren’t dumb (yes, a large number wants to see and hear what they want to see and hear; and the evil corporations and individuals use the approach of “lie until the lie becomes truth”) and you can cheat someone for a while. And if they have decent sense, sooner or later they can see who’s lying and doing stuff that’s unsavory after all.

Once in a while I think of the person who asked “wow was I fired in 7 days” and I’m both sad for the people who have been cheated by these kind of fraudulent organizations and individuals…but also delighted that I no longer have to work with such people.

Good riddance.

Many people don’t know who they really are; they put on an act for others so that they won’t be judged or rejected; or to have a “strong and bold” facade. This will also “give them power or confidence” to do bad things that they usually wont do to their parents or loved ones.

Well, good luck to them I guess.

Now let’s ask the real questions:

“What does your life look like without any pretense?”

Never mind the great pretenders who wants to perpetuate their pretense – they’re not ready to face the truth and to do good.

Focus on you: what will you and your life look and be like without any pretense?

  • How would your personal relationships be?
  • How would your work relationships be?
  • How would you think?
  • How would you make decisions?

Meme Token ElonGate Launches: Where To Buy On Pancake Swap

Not sure if you’d heard of ElonGate Token, but it’s a meme that’s born out of Elon Musk’s famous tweet:

“If there’s a scandal about me, please call it ElonGate”

Lol – it’s actually hilarious and totally a meme, but it’s fun (like how I bought some Dogecoin a while back just for fun too)

Read more on ElonGate Coin here: https://www.elongate.cc/

You have to buy ElonGate coin via pancake swap here: https://exchange.pancakeswap.finance/#/swap?inputCurrency=0x2A9718defF471f3Bb91FA0ECEAB14154F150a385

The instructions to purchase it via pancake swap can be found at the URL: https://www.elongate.cc/ or the video below too =)

Cryptocurrency Downwards Bleed April 2021

gold and black round emblem

It’s the 4th day in a row where cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH) and all alternative (ALT) coins and tokens continue to slide and bleed downwards after BTC hit a high and resistance of USD 65,000+ per Bitcoin.

Bitcoin went down to USD 63000+, and hovered there before sliding down below USD 60,000 and then up a little. Then no support, and slide further down to USD 57000+…and again down to USD 54000-56000 range for a while.

If this doesn’t hold, it’d slide down some more.

And how or what does that make me feel?

Nothing – even when I took some of my Ethereum to buy some coins such as

  • MTC (doc.com)
  • Playcent
  • GoFI
  • DFY

They all easily slid down 20-40%.

  • Will it go up? I don’t know.
  • Will it go down? I don’t know.
  • Will it go sideways? I don’t know.

And it’s fine with me – I’m just leaving things be and hodling more for now.

JUST HODL IT - Chris Skinner's blog

Take Ownership Of Who You Want To Be Today…And In The Future

It is your life.

It is your story – you may not get to decide who you started with (birth) and when you may die, but you get to choose how you’d like to live the chapters between life and death.

Why would you want anything less than the best?

In order to get what you want, in order to live a life that fulfills you and makes you happy, it’s important to take ownership of who you are today…and who you will be tomorrow.

And if there are things in life not going well then take action on changing them too…not just or only because you deserve better, but the reality is this – you are in full control to change your destination and destiny…but you HAVE to decide to become better, and to raise your standards.

Don’t settle or accept less than what makes YOU feel good about who “you” want/need.

– Take ownership of your thoughts. Your mind is a powerful tool that can either be used to make you happy or unhappy, depending on what it focuses its attention upon…so choose wisely.

– If there are things in life making me feel bad about myself and I don’t want them anymore then take action by changing my circumstances (e.g. change jobs, start exercising).

– Take ownership of my body and what I put into it (eat healthy and nutritious foods and conversely, decrease eating junk and sugary foods) by making sure that the food is nutritious for me to stay energized throughout a busy day.

– If I am not happy with my current situation then take action by changing it. – Take ownership of what’s going on in the world and make a difference! (e,g start volunteering) or do something to change your life for betterment…like taking up an activity that you love doing like playing sports which will help keep you fit and healthy.

– If you are not happy with your current job then take action by changing it! – Take ownership of what’s going on in the world, make a difference…and do something to change for betterment like taking up an activity that will keep me active (e.,g playing sports) which helps stay mentally & physically healthy.

– If you are not happy with your current relationship then take action by changing it. If you’re married, date and flirt with your spouse again. Spend time with your loved ones – make time for them.

If you find yourself stuck in a very toxic job and have a good safety need of income; you can consider changing your job, then do it. It’s not easy but if this is what will make YOU happy and fulfilled in life…then take the leap of faith! You’ll be so much happier with a new career that makes you feel good about yourself as well

– which may mean more money usually (and who doesn’t want THAT!)? 😉 And don’t forget: when we are doing something for ourselves or our family/friends because WE WANT TO DO IT FOR THEM rather than just out obligation….we’re usually better at them anyways 🙂

Don’t forget to take care of yourself too! 🙂 You are worth it. And you deserve the best life has for YOU, just like everyone else does 😉

What are you waiting for? Go out there and take ownership of who YOU want to be today…and in the future.

Merchant Token (MTO) ICO

Merchant Token (MTO) ICO | DEFI | POS ?? Will be Listed on Uniswap for $1.20 in 12 July!! ?️? First big partnership will be announced soon

Ticker: MTO
Project Type: Initial Coin Offering (ICO); DEFi (Decentralized Finance Crypto) and Point-of-Stake (POS)
Core Function: Hips DeFi Payment Protocol that enables POS terminals on blockchains and brings consumer protection to crypto payments
Current MTO PRICE: $0.80 (goes up $0.01 at every phase; current at phase 61 of 100)
Max Supply: 100,000,000
End of ICO: 30 June 2021
Market listing date: 12th July 2021 on Uniswap
Launchpad Website: https://merchanttoken.org

I bring to you here some details of the Merchant Token ICO, I actually chanced upon this project earlier but didn’t pay any attention to it then (it was phase 32 then when I first found it) – when I signed up today it’s already phase 60.

The main concept of the project it’s to provide consumer protection to use crypto in POS terminals. The team behind it is hips.com, an establised solution provider based in Sweden.

Merchant ICO started at 1st April 2021 and its scheduled till the end on June, but it may end earlier as they are consistently maxed out at each phase (today is day 17 of ICO).

They will also announce in their Twitter the first big partnership in next days.

I hope this is helpful for those who are interested in cryptocurrency and ICOs. Please upvote if you like.

Buy Merchant Token here: https://ico.merchanttoken.org/

About Merchant Token

  1. Merchant Protocol & MTO Introduces consumer protection concepts from the traditional card payment industry to any blockchain with support for smart contracts.

  2. The missing piece and true enabler for mainstream global mass-adoption of crypto payments from the consumers’ perspective.

  3. It introduces the new Automatic Dispute Management (ADM) concept based on merchant reputation Introduces the new Community Dispute Management (CDM) concept allowing token holders to increase token holdings by performing work MTO is a central currency. Dispute and contract fees are paid in MTO.

  4. Other than potential capital gain, additionally Merchant token holders can also stake their MTO holdings for passive dividend returns from dispute and contract fees.

How You Can Participate Purchase in Merchant Token ICO

  1. There are a few options – you can pay using your crypto in Coinbase wallet (if you already have crypto there). This is the lowest fee option.

  2. For me I prefer to not touch my existing crypto holdings so I decided to purchase with my bank credit card (they accept VISA and MasterCard) – fees are little higher here at 3.5% but I prefer to fund with fiat/cash.

  3. You can even bank transfer too if you prefer =)

Invest in Merchant Token here: https://ico.merchanttoken.org/

Of course, do read and research, read the whitepaper and do not invest more than what you can afford.

Conversion.Ai Unlimited Pro Is Open 15th April 2021 To 30th April 2021

Conversion.ai unlimited pro is open for a short window of 15th April 2021 till end of April 2021 (30th April 2021).

If you

  • produce textual content be it headlines for emails / social media
  • produce textual content for search engine optimization and article writing
  • do well with a software to help you research keywords, outlines and write stuff for you
  • would like a software to help improve existing content

Then conversion.ai will be suitable for you.

Check out the unlimited version here.

I use this program each time I write a blog post on this website, as well as for one of my online projects. Because of this software, I am already directly saving USD 1000 a month as I don’t need to hire a full time writer to help me – it just increases my productivity so much for content research, writing and improvement. I use it and I recommend it.

If you miss it, use my conversion link to sign up for the free trial and if you upgrade you’d get 10,000 bonus credits as well =)

From the developers:

Since we released the Pro Unlimited plan hundreds of people have spent far too many sleepless nights filled with glee as they pound out more long-form content in a few days than they had in the previous few years. We closed the doors for a bit so we could ensure quality would stay high, but now it’s time to release the Kraken.

The Pro Unlimited plan is back for a short window.

TO RECAP, HERE’S WHAT’S PART OF THE PRO UNLIMITED PLAN

  • Long-Form Assistant to make it even easier to write blog posts, emails, and long content
  • Increase inputs on standard templates from 400 characters to 600 characters
  • UNLIMITED CREDITS
And… for a limited time, you can get it for the exact same price we announced the first time: $99/mo for 3 seats. (Additional seats are $15/mo).

That’s right. We thought it was fair to people who missed out for a variety of reasons to give you a limited time to claim the same price.

THE PRICE WILL GO UP ON 1st MAY 2021

But if you sign up before then, you’ll get to keep your $99/mo price. So don’t hesitate on this one.

HOW TO SIGN UP

Go to nigelchua.com/conversion – From there you can sign up for a new account or upgrade your current plan.

Consistent Intentional Action Will Bring You To Who And Where You Want To Be

First, you have to decide who and where you want to be in X time.

  • Perhaps it’s having X passive income per month in 5 years time.
  • Perhaps it’s having more closeness to your spouse or kids in 1 year’s time.
  • Perhaps it’s losing 10 pounds in 1 year’s time.

Whatever your goal is, making the the decision is the first step.

The second step: the magic of it coming to pass is consistent intention action done to bring you closer to your goals.

An example is this, say you want to achieve $1000/month in passive income by 1 year’s time. To achieve this,

You first explore what are your strengths, opportunities, weaknesses and what is best suitable for you given your circumstance.

Would you have more than enough to save and invest into passive income dividend stocks that will get you $1K/month by 1 year’s time? If that’s not doable, then maybe pickup a side hustle that’s offline or online and learn how to build a profitable online business (I recommend starting off with Wealthy Affiliate free training, no credit card required)

Say you you determine that learning to build an online business is the best approach for now as Wealthy Affiliate has the free version (which is $0/month) and even if you decide to upgrade because the value is so high, their basic premium is only $299/year – you can use this for 25 sites and they have a higher tier one at $995/year with more benefits (I’m happy enough with the $299/year – it’s enough to suit my needs for hosting, training, community etc).

Or you can stay with the free version forever – really up to you.

The reason why I say so is because online business is truly a business, and it may not be suitable for everyone (eg some people just like offline stuff which is cool as well). So try for free first to see if you really like it or not.

If you don’t there are many other options

  • you can freelance with physical opportunities such as walking / sitting pets, sell real estate or insurance
  • you can consult

Whatever you decide, you have to commit to learn, master and practice it. OF COURSE the first 3-6 months will be tough – it is hard to learn a new skill or monetise something, and that’s normal. But you know, and have heard the stories of how so many masters have to crank and learn and practice for years and years before they succeed and breakthrough.

There is no fast success nor overnight ones – they’re all achieve though consistent intentional practice.